Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio and see how lenders view your finances.
⚖️ Income & Debts
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$0$30K
Monthly Debt Payments
$
$
$
$
$
✓Your DTI ratio is in great shape!
Debt-to-Income Ratio
33.3%
Good — most lenders prefer under 36%
📊 DTI Summary
Monthly Income
$6,000
Total Debt Payments
$2,000
DTI Ratio
33.3%
📋 DTI Scale Reference
🟢 ExcellentBelow 20%Best
🔵 Good20–35%Approved
🟡 Fair36–50%Caution
🔴 PoorAbove 50%High Risk
📊 Income & Debt Breakdown