Dollar Cost Averaging Calculator
Calculate how regular periodic investments grow over time and compare DCA vs. lump-sum investing strategies.
📅 DCA Strategy
$
$0$100K
$
$0$10K
1 yr50 yrs
⚙️ Return Assumptions
%
0%30%
%
%
Final Portfolio Value
$377,664
After 20 years of investing
📊 Investment Summary
Total Invested
$120,000
Investment Gains
$257,664
Return on Investment
214.7%
CAGR (Eff. Annual)
6.1%
⚖️ DCA vs. Lump Sum Comparison
If you invested the same total amount as a single lump sum on day one:
Lump Sum Value
$806,354
DCA Advantage
—
Note: Lump sum typically outperforms DCA in rising markets. DCA reduces timing risk and behavioral barriers.
📈 Portfolio Growth Over Time
| Year | Periodic Investment | Total Invested | Portfolio Value | Gains |
|---|